Capital One Releases August 2025 Charge-off Metrics

By Greg Peters • Monday, September 15 15:34 • Permanent Link

Capital One Financial Corporation has released its monthly charge-off and delinquency metrics as of and for the month ended August 31, 2025. Here are the key metrics for the Credit Card and Consumer Banking segments:

Credit Card Segment: Net Charge-Offs: $989 million Net Charge-Off Rate: 4.70% 30+ Day Performing Delinquencies: $9,497 million 30+ Day Performing Delinquency Rate: 3.73% * Nonperforming Loans: Not Applicable

Consumer Banking Segment: Auto Loans Held for Investment: $81,508 million Net Charge-Offs: $107 million Net Charge-Off Rate: 1.58% 30+ Day Performing Delinquencies: $4,101 million 30+ Day Performing Delinquency Rate: 5.03% Nonperforming Loans: $587 million * Nonperforming Loan Rate: 0.72%

Comparing these metrics to the previous period will reveal how Capital One's credit quality and loan performance have changed over time. Following these announcements, the company's shares moved 1.69%, and are now trading at a price of $227.55. For more information, read the company's full 8-K submission here.

The above analysis is intended for educational purposes only and was performed on the basis of publicly available data. It is not to be construed as a recommendation to buy or sell any security. Any buy, sell, or other recommendations mentioned in the article are direct quotations of consensus recommendations from the analysts covering the stock, and do not represent the opinions of Market Inference or its writers. Past performance, accounting data, and inferences about market position and corporate valuation are not reliable indicators of future price movements. Market Inference does not provide financial advice. Investors should conduct their own review and analysis of any company of interest before making an investment decision.