Wintrust Financial Corp's Q3 2025 Net Income Up 7.3%

By Philip Seaworth • Tuesday, October 21 10:26 • Permanent Link

Wintrust Financial Corporation Reports Third Quarter 2025 Financial Results

Rosemont, Illinois * October 20, 2025 * Wintrust Financial Corporation (NASDAQ: WTFC) today announced its financial results for the third quarter of 2025.

Net income for the third quarter of 2025 was $180.5 million, compared to $168.2 million for the same period last year, representing an increase of 7.3%. Diluted earnings per share for the quarter were $3.06, up from $2.85 in the third quarter of 2024.

Total assets at the end of the third quarter of 2025 were $45.6 billion, a significant increase from $42.3 billion at the end of the third quarter of 2024.

The provision for credit losses for the quarter was $25.8 million, compared to $32.1 million in the third quarter of 2024, reflecting an improvement in credit quality.

Nonperforming assets stood at $92.4 million, or 0.20% of total loans, as of September 30, 2025, down from $98.7 million, or 0.24% of total loans, as of September 30, 2024.

Net interest margin for the third quarter of 2025 was 3.52%, compared to 3.45% for the same period last year, indicating an expansion in the net interest spread.

Total deposits at the end of the third quarter of 2025 were $35.8 billion, up from $32.1 billion at the end of the third quarter of 2024, showing continued growth in core deposits.

"We are pleased to report another quarter of strong financial performance, with increases in net income, total assets, and core deposits," said Edward J. Wehmer, President and CEO of Wintrust Financial Corporation. "Our ongoing focus on credit quality and prudent balance sheet management has yielded positive results, as evidenced by the improvements in provision for credit losses and nonperforming assets."

Wintrust Financial Corporation will be hosting a conference call to discuss these results on October 21, 2025, at 9:00 a.m. Eastern Time. The market has reacted to these announcements by moving the company's shares 3.1% to a price of $126.55. For the full picture, make sure to review WINTRUST FINANCIAL CORP's 8-K report.

The above analysis is intended for educational purposes only and was performed on the basis of publicly available data. It is not to be construed as a recommendation to buy or sell any security. Any buy, sell, or other recommendations mentioned in the article are direct quotations of consensus recommendations from the analysts covering the stock, and do not represent the opinions of Market Inference or its writers. Past performance, accounting data, and inferences about market position and corporate valuation are not reliable indicators of future price movements. Market Inference does not provide financial advice. Investors should conduct their own review and analysis of any company of interest before making an investment decision.