Chubb Ltd, a global insurance and reinsurance organization, reported its financial results for the three and nine months ended September 30, 2025. Here are the key figures:
- Net premiums written for the three months ended September 30, 2025, were $14.87 billion, reflecting a 7.5% increase compared to the same period in the prior year.
- Net premiums written in constant dollars increased by 6.8% for the same period.
- Net income attributable to Chubb for the three months ended September 30, 2025, was $2.8 billion, representing a 20.5% increase compared to the prior year period.
- Pre-tax net investment income was $1.65 billion, up 9.3% from the prior year period.
- Operating cash flow for the three months ended September 30, 2025, was $3.6 billion.
The company operates through six business segments: North America Commercial P&C Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance.
In terms of net premiums written by segment: Commercial P&C lines saw a 4.6% increase, reaching $7.61 billion for the three months ended September 30, 2025. Personal lines experienced a 12.4% increase, reaching $2.72 billion for the same period. * Life Insurance net premiums written were $1.93 billion, reflecting a substantial 24.6% increase for the three months ended September 30, 2025.
Chubb Ltd also provided information on catastrophe losses and prior period development. Catastrophe losses are net of reinsurance and include reinstatement premiums, while prior period development arises from changes to loss estimates recognized in the current year that relate to loss events that occurred in previous calendar years.
These financial results indicate strong performance in net premiums written and net income for the three months ended September 30, 2025, reflecting growth and positive momentum for Chubb Ltd. Following these announcements, the company's shares moved -0.35%, and are now trading at a price of $281.94. For more information, read the company's full 10-Q submission here.
