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NB Bancorp, Provident Bancorp Merger Finalized

NB Bancorp, Inc. and Provident Bancorp, Inc. have announced the final proration of the merger consideration as part of their merger agreement. The merger is set to be completed on November 15, 2025, with the effective time at 12:01 a.m. (Eastern Time).

Under the terms of the merger agreement, each share of Provident common stock will be converted into either 0.691 shares of Needham common stock and cash in lieu of any fractional share or $13.00 per share in cash of Provident common stock. The election deadline for holders of Provident common stock to choose the form of consideration they wished to receive was 5:00 p.m. (Eastern Time) on November 7, 2025.

Following the election deadline, approximately 16.31% of shares elected to receive the stock consideration, approximately 75.33% elected to receive the cash consideration, and approximately 8.36% did not make a timely election to receive either form of consideration.

After the allocation and proration procedures, approximately 66.377% of each holder’s cash election shares will be converted into the right to receive the cash consideration, approximately 33.623% will be converted into the right to receive the stock consideration, and all stock election shares and non-election shares will be converted into the right to receive the stock consideration.

Needham estimates that it will issue a total of approximately 5,944,350 shares of Needham common stock in the merger. After the allocation and proration procedures, there would have been a total of approximately 45,770,800 shares of Needham common stock outstanding on a pro forma basis as of November 12, 2025. Today the company's shares have moved -0.32% to a price of $18.45. For the full picture, make sure to review NB Bancorp's 8-K report.

The above analysis is intended for educational purposes only and was performed on the basis of publicly available data. It is not to be construed as a recommendation to buy or sell any security. Any buy, sell, or other recommendations mentioned in the article are direct quotations of consensus recommendations from the analysts covering the stock, and do not represent the opinions of Market Inference or its writers. Past performance, accounting data, and inferences about market position and corporate valuation are not reliable indicators of future price movements. Market Inference does not provide financial advice. Investors should conduct their own review and analysis of any company of interest before making an investment decision.

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