Capital One Financial Corp Reports Increased Delinquency Rates

By Bobby Samwell • Monday, November 17 15:37 • Permanent Link

Capital One Financial Corporation has reported its monthly charge-off and delinquency metrics as of and for the month ended October 31, 2025. Here are the key figures:

Credit Card: Loans Held for Investment: $252,269 million (average), $254,171 million (period-end) Net Charge-Offs: $1,002 million Net Charge-Off Rate: 4.77% (up from 3.99% in the previous period) 30+ Day Performing Delinquencies: $10,138 million * 30+ Day Performing Delinquency Rate: 3.99% (up from N/A in the previous period)

Consumer Banking (Auto): Loans Held for Investment: $82,221 million (average), $82,452 million (period-end) Net Charge-Offs: $115 million Net Charge-Off Rate: 1.67% (down from 4.97% in the previous period) 30+ Day Performing Delinquencies: $4,097 million * 30+ Day Performing Delinquency Rate: 4.97% (up from 0.64% in the previous period)

It's evident that there have been significant changes in the net charge-off rates and 30+ day performing delinquency rates for both credit card and auto loans compared to the previous period. As a result of these announcements, the company's shares have moved -4.5% on the market, and are now trading at a price of $201.65. If you want to know more, read the company's complete 8-K report here.

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