MoneyLion logged a -0.7% change during today's afternoon session, and is now trading at a price of $0.79 per share. The S&P 500 index moved 0.6% and the Nasdaq posted a 0.8% change.
MoneyLion shares moved -70.6% over the last 52 weeks, with a high of $3.04 and a low of $0.44. During this time, the stock lagged the S&P 500 index by -59.0%. As of January 2022, the company's 50-day average price is $0.67. MoneyLion Inc. provides a digital financial platform. The small-cap Technology company has 556 full time employees and is based in New York, NY. MoneyLion has not offered any dividends in the last year.
The Company Has Irregular and Negative Cash Flows:
| 2019-12-31 | 2020-12-31 | 2021-12-31 | |
|---|---|---|---|
| Revenue (k) | $60,384 | $79,411 | $171,111 |
| Revenue Growth | n/a | 31.51% | 115.48% |
| Operating Margins | -107.0% | -8.4% | -26.7% |
| Operating Margins Growth | n/a | 92.15% | -217.86% |
| Net Margins | -147.14% | -62.96% | -103.82% |
| Net Margins Growth | n/a | 57.21% | -64.9% |
| Earnings Per Share | -$38.97 | -$24.41 | -$0.72 |
| EPS Growth | n/a | 37.36% | 97.05% |
| Free Cash Flow (k) | -$49,078 | $1,843 | -$9,048 |
| FCF Growth | n/a | 103.76% | -590.94% |
| Capital Expenditures (k) | -$2,649 | -$1,185 | -$479 |
| LT Debt to Equity | -0.11 | -0.14 | 0.8 |
MoneyLion Is Reasonably Priced:
Compared to the Technology sector's average of 26.5, MoneyLion has a trailing twelve month P/E ratio of 2.5 and, according to its EPS guidance of -0.27, an expected P/E ratio of -2.9. MoneyLion's PEG ratio is 0.04 based on its 65.33% annual average growth rate of historical and projected earnings per share. However, we believe that it is more prudent to calculate the PEG ratio using the broader market's 5-year expected EPS growth rate of 13.05%, because the growth rate implied by MoneyLion's past and expected EPS is probably not sustainable. This more prudent approach shows a PEG ratio of 0.19, which still suggests that company's shares are possibly undervalued.
Furthermore, MoneyLion is likely undervalued in terms of its equity because its P/B ratio is 0.9 compared to its sector average of 5.57.
MoneyLion Benefits From Positive Market Indicators:
3 analysts are following MoneyLion and have set target prices ranging from $4 to $5 per share. On average, they have given the company a rating of buy. At the current price of $0.79, ML is trading -81.87% away from its average analyst target price of $4.33 per share, implying an analyst consensus of strong upside potential for the stock.
The company has an average amount of shares sold short since 2.4% of the company's shares are tied to short positions. Institutions own 39.6% of MoneyLion's shares, while the insider ownership rate stands at 25.42%. The biggest shareholder is StepStone Group LP with a 10% stake in the company worth approximately $19,164,150.
