Now trading at a price of $3.88, UP Fintech has moved -0.9% so far today.
Over the last year, UP Fintech logged a 5.0% change, with its stock price reaching a high of $5.79 and a low of $2.31. Over the same period, the stock underperformed the S&P 500 index by -3.0%. As of April 2023, the company's 50-day average price was $3.2. UP Fintech Holding Limited provides online brokerage services focusing on Chinese investors. Based in Beijing, China, the small-cap Finance company has 1,040 full time employees. UP Fintech has not offered a regular dividend during the last year.
The Company Has a Positive Net Current Asset Value:
| 2020-04-29 | 2021-04-28 | |
|---|---|---|
| Revenue (k) | $58,663 | $138,497 |
| Interest Income (k) | n/a | n/a |
| Operating Margins | -17.3% | 15.2% |
| Net Margins | -11.23% | 11.6% |
| Net Income (k) | -$6,589 | $16,065 |
| Depreciation & Amort. (k) | -$752 | -$928 |
| Earnings Per Share | -$0.05 | $0.08 |
| EPS Growth | n/a | 260.0% |
| Diluted Shares (k) | 144,149 | 154,987 |
| Free Cash Flow (k) | $244,627 | $536,259 |
| Capital Expenditures | -$1,317 | -$978 |
| Net Current Assets (k) | $175,712 | $199,284 |
| Current Ratio | 1.31 | 1.1 |
UP Fintech has exceptional EPS growth, growing revenues and decreasing reinvestment in the business, and generally positive cash flows. However, the firm suffers from consistently negative margins with a positive growth rate and high levels of debt. Finally, we note that UP Fintech has just enough current assets to cover current liabilities.
UP Fintech's Valuation Is in Line With Its Sector Averages:
UP Fintech has a trailing twelve month P/E ratio of 40.0, compared to an average of 14.34 for the Finance sector. Based on its EPS guidance of $0.19, the company has a forward P/E ratio of 16.8. According to the 36.9% compound average growth rate of UP Fintech's historical and projected earnings per share, the company's PEG ratio is 1.09. Taking the weighted average of the company's EPS CAGR and the broader market's 5-year projected EPS growth rate, we obtain a normalized growth rate of 11.0%. On this basis, the company's PEG ratio is 3.63. This suggests that these shares are overvalued. In contrast, the market is likely undervaluing UP Fintech in terms of its equity because its P/B ratio is 1.31 while the sector average is 1.57. The company's shares are currently trading 375.4% above their Graham number.
UP Fintech Has No Average Rating Visible In Our Data:
The 8 analysts following UP Fintech have set target prices ranging from $2.8 to $8.0 per share, for an average of $4.63 with a buy rating. As of April 2023, the company is trading -30.9% away from its average target price, indicating that there is an analyst consensus of some upside potential.
The largest shareholder is Blackrock Inc., whose 1% stake in the company is worth $7,860,240.
