Here's a Quick Look Into the Fundamentals of Upstart (UPST) Stock

Mid-cap finance company Upstart has moved 11.5% this evening, reaching $27.43 per share. In contrast, the average analyst target price for the stock is $23.74.

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company is based in the United States.

Make Sure to Consider the Following Before Buying Upstart:

  • Upstart has moved 39.0% over the last year.

  • UPST has a forward P/E ratio of 45.7 based on its EPS guidance of 0.6.

  • Over the last 4 years, earnings per share (EPS) have been growing at a compounded average rate of inf%.

  • The company has a price to earnings growth (PEG) ratio of -2.42.

  • Its Price to Book (P/B) ratio is 3.6

Upstart Has an Unconvincing Cash Flow History

Date Reported Cash Flow from Operations ($ k) Capital expenditures ($ k) Free Cash Flow ($ k) YoY Growth (%)
2023 -267,591 4,397 -271,988 60.21
2022 -674,681 8,825 -683,506 -527.39
2021 168,353 8,427 159,926 1015.09
2020 15,697 1,355 14,342

Upstart's recent cash flow history is disappointing. They've averaged $-195.31 Million over the last 4 years while displaying a coefficient of variability of 568.3%. During this time, they grew at a -16.5% compounded yearly rate

The above analysis is intended for educational purposes only and was performed on the basis of publicly available data. It is not to be construed as a recommendation to buy or sell any security. Any buy, sell, or other recommendations mentioned in the article are direct quotations of consensus recommendations from the analysts covering the stock, and do not represent the opinions of Market Inference or its writers. Past performance, accounting data, and inferences about market position and corporate valuation are not reliable indicators of future price movements. Market Inference does not provide financial advice. Investors should conduct their own review and analysis of any company of interest before making an investment decision.

IN FOCUS