C

What Citigroup (C) Investors Need to Know Today

Shares of Large-cap finance company Citigroup moved -0.2% this evening, and are now trading at $41.96 per share. The average analyst target price for the stock is $49.48.

Citigroup Inc., a diversified financial services holding company, provides various financial products and services to consumers, corporations, governments, and institutions in North America, Latin America, Asia, Europe, the Middle East, and Africa. The company currently returns an annual dividend yield of 4.9% and has moved -8.0% over the last year.

Based on its trailing earning per share of 6.3, Citigroup has a trailing 12 month Price to Earnings (P/E) ratio of 6.7 C has a forward P/E ratio of 7.6 based on its earnings guidance of $None.

The company has a price to earnings growth (PEG) ratio of 5.99. A number between 0 and 1 could mean that the market is undervaluing Citigroup's estimated growth potential

Increasing Revenues but Narrowing Margins

2018 2019 2020 2021 2022 2023
Revenue (MM) $72,854 $76,510 $75,501 $71,884 $75,338 $107,669
Interest Income (MM) $46,562 $48,128 $44,751 $42,494 $48,668 $54,588
Operating Margins 32.0% 31.0% 18.0% 38.0% 25.0% 17.0%
Net Margins 25.0% 25.0% 15.0% 31.0% 20.0% 13.0%
Net Income (MM) $18,088 $19,471 $11,107 $22,025 $15,165 $13,655
Depreciation & Amort. (MM) $3,754 $3,905 $3,937 $3,964 $4,262 $4,420
Earnings Per Share $7.25 $8.6 $5.29 $10.75 $7.72 $7.0
Diluted Shares (MM) 2,495 2,265 2,099 2,049 1,964 1,951
Free Cash Flow (MM) $33,178 -$18,173 -$26,934 $42,971 $19,437 -$80,011
Capital Expenditures (MM) $3,774 $5,336 $3,446 $4,119 $5,632 $6,292
Net Current Assets (MM) -$1,315,904 -$1,361,275 -$1,618,870 -$1,703,162 -$1,865,846 -$2,115,854
Long Term Debt (MM) $561,500 $565,251 $609,088 $608,518 $676,565 $722,050
Net Debt / EBITDA 14.92 14.97 18.73 11.91 16.54 20.96

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The above analysis is intended for educational purposes only and was performed on the basis of publicly available data. It is not to be construed as a recommendation to buy or sell any security. Any buy, sell, or other recommendations mentioned in the article are direct quotations of consensus recommendations from the analysts covering the stock, and do not represent the opinions of Market Inference or its writers. Past performance, accounting data, and inferences about market position and corporate valuation are not reliable indicators of future price movements. Market Inference does not provide financial advice. Investors should conduct their own review and analysis of any company of interest before making an investment decision.

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