What Facts Should You Know About Farmers & Merchants Bancorp (FMAO)?

Shares of Small-cap finance company Farmers & Merchants Bancorp moved 4.6 this evening, and are now trading at $24.5 per share. On the other hand, the average analyst target price for the stock is $20.0.

Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in northwest Ohio and northeast Indiana.

Farmers & Merchants Bancorp Investors Should Consider This:

  • Farmers & Merchants Bancorp has moved -15.0% over the last year.

  • Its Price to Book (P/B) ratio is 1.09

  • Farmers & Merchants Bancorp currently returns an annual dividend yield of 3.6%.

Understanding Farmers & Merchants Bancorp's Operating Margins

Date Reported Total Revenue ($ k) Operating Expenses ($ k) Operating Margins (%) YoY Growth (%)
2023 131,030 11,047 23 -42.5
2022 101,149 9,577 40 5.26
2021 76,840 8,175 38 5.56
2020 70,169 6,098 36 9.09
2019 68,306 6,251 33 -15.38
2018 46,429 4,244 39

Over the last 0 years, Farmers & Merchants Bancorp's operating margins have averaged 34.8%, which is better than the 15.89% Credit Services industry average. We also note that the company's operating margins have a high coefficient of variability at 62.5%. However the firm's margins are declining at a compounded yearly rate of -8.3%.

The above analysis is intended for educational purposes only and was performed on the basis of publicly available data. It is not to be construed as a recommendation to buy or sell any security. Any buy, sell, or other recommendations mentioned in the article are direct quotations of consensus recommendations from the analysts covering the stock, and do not represent the opinions of Market Inference or its writers. Past performance, accounting data, and inferences about market position and corporate valuation are not reliable indicators of future price movements. Market Inference does not provide financial advice. Investors should conduct their own review and analysis of any company of interest before making an investment decision.

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