Synchrony Financial Reports 5.8% Net Charge-Off Rate

By Ahmed Jameison • Tuesday, July 22 10:28 • Permanent Link

Synchrony Financial has released its monthly charge-off and delinquency statistics for the thirteen months ended June 30, 2025. Here is a breakdown of the key metrics:

Period-end loan receivables: For June 30, 2025, period-end loan receivables were $99.8 billion, a slight decrease from the previous month's figure of $99.9 billion.
30+ delinquency rate: The 30+ delinquency rate for June 30, 2025, stood at 4.2%, the same as the previous month's rate.
Net charge-off rate: The net charge-off rate for June 30, 2025, was 5.8%, an increase from the previous month's rate of 5.1%.
Adjusted net charge-off rate: This rate for June 30, 2025, was 5.7%, up from the previous month's rate of 5.2%.

These figures provide a snapshot of Synchrony Financial's loan performance and delinquency trends over the thirteen-month period, showing fluctuations in key metrics such as charge-off rates and delinquency rates. As a result of these announcements, the company's shares have moved -0.86% on the market, and are now trading at a price of $69.44. Check out the company's full 8-K submission here.

The above analysis is intended for educational purposes only and was performed on the basis of publicly available data. It is not to be construed as a recommendation to buy or sell any security. Any buy, sell, or other recommendations mentioned in the article are direct quotations of consensus recommendations from the analysts covering the stock, and do not represent the opinions of Market Inference or its writers. Past performance, accounting data, and inferences about market position and corporate valuation are not reliable indicators of future price movements. Market Inference does not provide financial advice. Investors should conduct their own review and analysis of any company of interest before making an investment decision.