QCR Holdings, Inc., a Midwest-based bank holding company, presented its investor presentation for June 2025, showcasing its financial performance and strategic initiatives. Here are some key highlights:
Financial Performance: QCR Holdings reported $9.2 billion in total assets and $6.7 billion in Wealth Management AUM. The company has 1000+ dedicated team members and operates across 36 locations in three states.
Operating Model: * QCR Holdings emphasized its distinct operating model, which includes local charter autonomy, leading market positions in mid-sized metros, and consistent top-tier financial performance in every interest rate environment.
Revenue Sources: * Approximately 26% of QCR Holdings' revenue was derived from noninterest income, totaling $22 million in Q2 2025.
Growth Track Record: * QCR Holdings demonstrated a track record of growth, with annualized core deposits' compound annual growth rate (CAGR) of 10% and assets under management loans CAGR of 11% from 2020 to 6/30/25.
Shareholder Returns: * The company has consistently delivered exceptional shareholder returns, with substantial stock price outperformance as compared to proxy peers over the short and long term.
Earnings and Book Value Growth: Adjusted earnings per share grew from $3.96 in 2020 to $6.52 as of 6/30/2025, representing a 12% compound annual growth rate (CAGR). Tangible book value per share increased from $4.4 billion in 2020 to $6.7 billion as of 6/30/2025, with a 12.3% 5-year CAGR.
SFG Business: * QCR Holdings' Specialty Finance Group (SFG) demonstrated strong growth with a revenue CAGR of 18.5% from 2020 to 6/30/25.
Low-Income Housing Tax Credit (LIHTC) Loans: * The company highlighted its success in closing four securitizations, selling nearly $650 million of LIHTC loans via Freddie Mac programs and achieving a $1 million net gain on securitizations in 2024.
Today the company's shares have moved 1.88% to a price of $75.735. For the full picture, make sure to review QCR HOLDINGS INC's 8-K report.
