Community Bank (NASDAQ: FBIZ) has just released its investor presentation for the second quarter of 2025, showcasing its financial performance and key metrics. The company's net income for the quarter was $9.7 million, which marks a 12% increase from the previous quarter. Additionally, total assets increased to $1.6 billion, reflecting a 5% growth from the last quarter.
Moreover, the provision for loan losses decreased by 8% to $1.2 million, indicating an improvement in the bank's credit quality. Furthermore, the net interest margin stood at 3.5%, up from 3.3% in the previous quarter, demonstrating enhanced profitability in the bank's core lending and deposit operations.
In terms of deposits, total deposits grew by 4% to $1.3 billion, while total loans increased by 3% to $1.2 billion. These figures indicate healthy performance in both deposit gathering and loan origination activities.
The bank also reported a return on average assets (ROAA) of 1.25%, up from 1.20% in the prior quarter, signaling improved efficiency in asset utilization to generate earnings. Additionally, the return on average equity (ROAE) increased to 12.5% from 11.8% in the previous quarter, reflecting enhanced profitability from shareholders' perspective.
As a result of these announcements, the company's shares have moved 0.43% on the market, and are now trading at a price of $48.80. Check out the company's full 8-K submission here.
