Capital One Financial Corp Reports $1.01 Billion in Net Charge-Offs

By Tamara Parker • Friday, August 15 15:44 • Permanent Link

Capital One Financial Corporation has released its monthly charge-off and delinquency metrics for the month ended July 31, 2025. Here are the key numbers:

Credit Card: Average loans held for investment: $251,212 million Period-end loans held for investment: $254,059 million Net charge-off amount: $1,010 million Net charge-off rate: 4.83% 30+ day performing delinquencies amount: $9,324 million 30+ day performing delinquency rate: 3.67%

Consumer Banking * Auto: Average loans held for investment: $80,362 million Period-end loans held for investment: $80,807 million Net charge-off amount: $106 million Net charge-off rate: 1.59% 30+ day performing delinquencies amount: $4,082 million 30+ day performing delinquency rate: 5.05% Nonperforming loans amount: $607 million Nonperforming loan rate: 0.75%

Comparing these metrics to the previous period would provide insights into the trends and changes in the credit quality of Capital One's loan portfolio. Today the company's shares have moved -2.68% to a price of $215.15. For the full picture, make sure to review CAPITAL ONE FINANCIAL CORP's 8-K report.

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