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CBU

Community Financial System, Inc. Reports Q3 2025 Results

Community Financial System, Inc. (NYSE: CBU) has reported its third quarter 2025 results, revealing key changes in its financial metrics. The company's banking subsidiary, Community Bank, N.A., holds over $16 billion in assets and operates around 200 customer facilities across several states.

In terms of financial performance, the company's net income for the third quarter of 2025 was $40.2 million, representing a decrease from the previous quarter's figure of $42.5 million. Similarly, the return on average assets (ROA) for the third quarter of 2025 was 1.01%, down from 1.07% in the prior quarter.

The company's diluted earnings per share (EPS) for the third quarter of 2025 stood at $0.66, a decrease compared to the previous quarter's figure of $0.70. Additionally, the return on average equity (ROE) for the third quarter of 2025 was 8.82%, down from 9.35% in the preceding quarter.

Community Financial System, Inc.'s total assets at the end of the third quarter of 2025 amounted to $16.8 billion, reflecting a slight increase from the prior quarter's total assets of $16.6 billion.

The company will be hosting a conference call to discuss these results, providing an opportunity for stakeholders to gain further insights into the performance and strategic direction of Community Financial System, Inc. Today the company's shares have moved 0.74% to a price of $56.04. For more information, read the company's full 8-K submission here.

The above analysis is intended for educational purposes only and was performed on the basis of publicly available data. It is not to be construed as a recommendation to buy or sell any security. Any buy, sell, or other recommendations mentioned in the article are direct quotations of consensus recommendations from the analysts covering the stock, and do not represent the opinions of Market Inference or its writers. Past performance, accounting data, and inferences about market position and corporate valuation are not reliable indicators of future price movements. Market Inference does not provide financial advice. Investors should conduct their own review and analysis of any company of interest before making an investment decision.

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