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Enova International Sees Increase in Outstanding Term Loans

In the latest data released by OnDeck, the number of term loans outstanding as of August 31, 2025, stood at 22,709, with an aggregate unpaid principal balance of $1,396,491,673. This represents an increase from the previous year's figure of 21,409 loans and an unpaid principal balance of $1,231,929,539.

Looking at delinquency rates, the percentage of term loans past due varied across different categories. For instance, the 1-14 missed payment factor showed a decrease from 3.27% on December 31, 2024, to 2.78% on August 31, 2025. However, the 60+ non-write off not paying category increased from 0.96% to 0.78% during the same period.

In terms of net charge-offs, the cumulative net charge-off as a percentage of the aggregate original principal balance for 2025 Q2 stood at 2.91%, up from 2.24% in 2025 Q1. For loans with an OnDeck Score of less than 515, the cumulative net charge-offs showed an increasing trend, reaching 12.14% in the 30th month since origination for 2025 Q2, compared to 11.69% for the same period in 2025 Q1.

As a result of these announcements, the company's shares have moved 1.76% on the market, and are now trading at a price of $121.38. If you want to know more, read the company's complete 8-K report here.

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