Wintrust Financial Corp Q4 2025 Net Income Up 12.7%

By Chris Stiles • Wednesday, January 21 10:59 • Permanent Link

Wintrust Financial Corporation Reports Fourth Quarter 2025 Financial Results

Wintrust Financial Corporation, based in Rosemont, Illinois, has released its financial results for the fourth quarter of 2025. Here are the key highlights from the report:

Net Income: The company reported a net income of $232.5 million for the fourth quarter of 2025, compared to $206.3 million in the same period last year, representing an increase of approximately 12.7%.
Earnings Per Share (EPS): Wintrust Financial Corporation's diluted earnings per share for the fourth quarter of 2025 were $4.11, up from $3.63 in the fourth quarter of 2024, indicating a rise of around 13.2%.
Total Assets: The total assets of the company stood at $45.6 billion as of the end of the fourth quarter of 2025, compared to $42.9 billion at the end of the fourth quarter of 2024, reflecting an increase of approximately 6.3%.
Loans and Leases: Wintrust Financial Corporation reported loans and leases of $31.4 billion at the end of the fourth quarter of 2025, up from $29.6 billion at the end of the fourth quarter of 2024, marking a growth of about 6.1%.
Deposits: The company's total deposits amounted to $34.6 billion at the end of the fourth quarter of 2025, compared to $32.6 billion at the end of the fourth quarter of 2024, showing an increase of approximately 6.1%.
Return on Average Assets (ROA): Wintrust Financial Corporation's return on average assets for the fourth quarter of 2025 was 2.05%, as opposed to 1.97% for the same period in 2024, indicating a slight improvement.
Return on Average Equity (ROE): The company reported a return on average equity of 12.08% for the fourth quarter of 2025, compared to 11.72% for the fourth quarter of 2024, signaling a modest increase.

These figures illustrate the company's financial performance and indicate positive growth in various key metrics compared to the same period last year. The market has reacted to these announcements by moving the company's shares -0.32% to a price of $145.93. Check out the company's full 8-K submission here.

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