Byline Bancorp, Inc. has reported its fourth-quarter and full-year 2025 financial results, highlighting a solid performance across various financial metrics.
In the fourth quarter of 2025, the company reported a net income of $34.5 million, translating to $0.76 diluted earnings per share. This represented a slight decrease from the previous quarter's net income of $37.2 million and diluted earnings per share of $0.82.
For the full year 2025, Byline Bancorp, Inc. recorded a net income of $130.1 million, with diluted earnings per share amounting to $2.89. This marked a notable increase from the prior year's net income of $120.7 million and diluted earnings per share of $2.69.
The company's net interest income for the fourth quarter of 2025 reached $101.3 million, reflecting a 1.4% increase from the third quarter. Furthermore, Byline Bancorp, Inc. reported total revenue of $117.0 million for the fourth quarter, compared to $115.7 million for the third quarter.
Non-interest expense for the fourth quarter of 2025 amounted to $60.4 million, slightly lower than the $60.5 million recorded in the third quarter.
Regarding the balance sheet and credit quality, total deposits stood at $7.6 billion for the fourth quarter, showing a 1.4% increase from the previous quarter. Additionally, total loans and leases reached $7.5 billion, up from $7.5 billion in the third quarter.
Byline Bancorp, Inc. declared a cash dividend of $0.12 per share, representing a 20.0% increase from the previous quarterly dividend of $0.10 per share.
The company's CEO, Roberto R. Herencia, expressed satisfaction with their progress in 2025, emphasizing a strategic focus on becoming the preeminent commercial bank in Chicago and delivering strong financial results.
The market has reacted to these announcements by moving the company's shares -0.81% to a price of $30.70. For more information, read the company's full 8-K submission here.
