Glacier Bancorp, Inc. has reported its financial results for the quarter and full year ended December 31, 2025. The company's net income for the fourth quarter of 2025 was $63.8 million, representing a 6 percent decrease from the prior quarter and a 3 percent increase from the prior year fourth quarter. Diluted earnings per share for the same period were $0.49, reflecting a 14 percent decrease from the prior quarter and a 9 percent decrease from the prior year fourth quarter.
The company's net interest income for the fourth quarter of 2025 was $266 million, marking an 18 percent increase from the prior quarter and a 39 percent increase from the prior year fourth quarter. The total assets of Glacier Bancorp, Inc. exceeded $30 billion during the quarter, ending the year at $31.978 billion. The loan portfolio also experienced significant growth, reaching $20.928 billion at December 31, 2025, reflecting an 11 percent increase from the prior quarter.
Furthermore, total deposits stood at $24.591 billion at December 31, 2025, representing a 12 percent increase from the prior quarter. The net interest margin as a percentage of earning assets, on a tax-equivalent basis, for the current quarter was 3.58 percent, indicating an increase of 19 basis points from the prior quarter and 61 basis points from the prior year fourth quarter. Additionally, the loan yield and total earning asset yield both experienced increases compared to the prior quarter and the prior year fourth quarter.
For the full year 2025, Glacier Bancorp, Inc. reported a net income of $239 million, reflecting a 26 percent increase from the prior year. Diluted earnings per share for 2025 were $1.99, representing an 18 percent increase from the prior year. The company also achieved significant growth in net interest income, with a 26 percent increase from the prior year. The loan portfolio and total deposits both experienced substantial growth during 2025, increasing by 21 percent and 20 percent, respectively.
Moreover, the company completed the acquisitions of Guaranty Bancshares, Inc. and Bank of Idaho Holding Co. during the year, expanding its presence in high-growth markets. The press release also highlighted the company's credit quality, with the allowance for credit losses on loans as a percentage of total loans outstanding remaining at 1.22 percent at December 31, 2025 and September 30, 2025, compared to 1.19 percent at December 31, 2024.
Glacier Bancorp, Inc. declared a quarterly dividend of $0.33 per share, continuing its track record of 163 consecutive quarterly dividends and 49 dividend increases. The company's president and chief executive officer, Randy Chesler, expressed satisfaction with the company's performance in 2025, emphasizing the strategic progress and strong financial results.
The acquisitions of Guaranty and Bank of Idaho contributed to the company's expansion and financial performance, and the press release emphasized the company's commitment to disciplined growth, service excellence, and long-term value creation for shareholders. Today the company's shares have moved -1.09% to a price of $47.86. Check out the company's full 8-K submission here.
