Community Financial System, Inc. Reports $48.2M Q4 Net Income

By Chris Stiles • Tuesday, January 27 14:58 • Permanent Link

Community Financial System, Inc. (NYSE: CBU) has released its fourth quarter and full year 2025 results. The company reported a net income of $48.2 million for the fourth quarter of 2025, representing an increase of 5.3% from the previous quarter. For the full year 2025, the net income was $189.7 million, indicating a 4.1% increase from the previous year.

In terms of earnings per share (EPS), the company reported $0.78 for the fourth quarter of 2025, compared to $0.74 in the previous quarter, marking a 5.4% increase. The full year 2025 EPS stood at $3.07, up 4.1% from the previous year.

Total assets for Community Financial System, Inc. reached $17.5 billion at the end of 2025, reflecting a 3.6% increase from the end of the previous quarter. Additionally, the company's total assets showed a 3.8% growth compared to the end of the previous year.

Community Financial System, Inc.'s banking subsidiary, Community Bank, N.A., operates approximately 200 customer facilities across upstate New York, northeastern Pennsylvania, Vermont, western Massachusetts, and southern New Hampshire. The subsidiary holds over $17 billion in assets, solidifying its position among the country's 100 largest banking institutions.

The company's benefit plans administrative services subsidiary, Benefit Plans Administrative Services, Inc., continues to be a leading provider of employee benefits administration, trust services, collective investment fund administration, and actuarial consulting services on a national scale.

Moreover, the company's insurance subsidiary, OneGroup NY, Inc., ranks as a top 68 U.S. insurance agency. Community Financial System, Inc. also offers comprehensive financial planning, trust administration, and wealth management services through its Nottingham Financial Group operating unit.

Investors and analysts can access further details on the company's investor relations website or directly at https://communityfinancialsystem.com/q4-2025-cbu-earnings-release. A conference call to discuss the results is scheduled for today, January 27, 2026, at 11:00 a.m. (ET), and can be accessed via webcast or dial-in.

Community Financial System, Inc. remains listed on the New York Stock Exchange under the symbol CBU. As a result of these announcements, the company's shares have moved -1.51% on the market, and are now trading at a price of $61.78. If you want to know more, read the company's complete 8-K report here.

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