Univest Financial Corp (UVSP) Reports 21.5% EPS Growth

By Chris Stiles • Thursday, January 29 12:23 • Permanent Link

Univest Financial Corporation has reported a 21.5% increase in earnings per share for the fourth quarter of 2025 compared to the same period in 2024. The net income for the quarter ended December 31, 2025, was $22.7 million, or $0.79 diluted earnings per share, compared to net income of $18.9 million, or $0.65 diluted earnings per share, for the quarter ended December 31, 2024.

Gross loans and leases increased $129.3 million, or 1.9%, from September 30, 2025, primarily due to increases in commercial and commercial real estate loans. Total deposits increased $328.1 million, or 4.9%, from December 31, 2024, primarily due to increases in commercial, brokered, and public funds deposits.

Net interest income for the fourth quarter of 2025 increased $7.1 million, or 12.8%, from the fourth quarter of 2024. Net interest margin was reported at 3.10% for the fourth quarter of 2025, compared to 3.17% for the third quarter of 2025 and 2.88% for the fourth quarter of 2024.

Nonperforming assets totaled $37.8 million at December 31, 2025, $52.1 million at September 30, 2025, and $33.2 million at December 31, 2024. Net loan and lease charge-offs were $1.1 million for the three months ended December 31, 2025, compared to $480 thousand and $767 thousand for the three months ended September 30, 2025 and December 31, 2024, respectively.

On January 28, 2026, Univest declared a quarterly cash dividend of $0.22 per share to be paid on February 25, 2026, to shareholders of record as of February 11, 2026. The corporation repurchased 479,690 shares of common stock at an average price of $31.82 per share during the quarter ended December 31, 2025.

Univest Financial Corporation, including its wholly-owned subsidiary Univest Bank and Trust Co., has approximately $8.4 billion in assets and $5.9 billion in assets under management and supervision through its wealth management lines of business at December 31, 2025. The market has reacted to these announcements by moving the company's shares -0.07% to a price of $33.505. If you want to know more, read the company's complete 8-K report here.

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