Sofi Technologies Reports Record $1 Billion Net Revenue

By Chris Stiles • Sunday, February 01 04:16 • Permanent Link

Sofi Technologies, Inc. has reported its fourth-quarter 2025 financial results, revealing record net revenue of $1.0 billion, marking a 40% increase from the same period in 2024. The company's adjusted net revenue also surged, reaching a record $1.0 billion, reflecting a 37% increase from the previous year.

The adjusted EBITDA for the quarter soared to $318 million, demonstrating a substantial 60% rise from the fourth quarter of 2024. Furthermore, fee-based revenue climbed by 53% to reach a record $443 million, showcasing the company's strong financial performance.

Notably, Sofi experienced remarkable growth in its member and product base. The company added a record 1 million new members in the fourth quarter, leading to a 35% increase in member growth, totaling 13.7 million members. Product growth also surged by 37% to a record 20.2 million products.

Looking at the full year 2025, Sofi recorded a 35% increase in total net revenue, amounting to $3.6 billion, compared to $2.7 billion in 2024. Adjusted EBITDA for the year rose by 58% to a total of $1.05 billion, indicating a strong financial performance over the course of the year.

In terms of adjusted net income, the company reported a substantial 184% increase for the fourth quarter of 2025, reaching $173.5 million, compared to $61.0 million in the same period of 2024. Similarly, for the full year, adjusted net income surged by 112% to $481.3 million, showcasing significant growth in the company's profitability.

The CEO of Sofi, Anthony Noto, expressed confidence in the company's performance, emphasizing the significant milestone of surpassing $1 billion in quarterly revenue for the first time in its history. Noto also highlighted the company's focus on innovation in the financial services sector, including the delivery of crypto and blockchain solutions, backed by bank-grade stability and security.

The company's impressive financial results for the fourth quarter and full year 2025 position Sofi to drive durable, compounding growth and deliver superior financial returns in 2026 and beyond. The market has reacted to these announcements by moving the company's shares -1.17% to a price of $26.13. If you want to know more, read the company's complete 8-K report here.

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