UWM Holdings Reports Record Loan Origination Volume

By Chris Stiles • Wednesday, February 25 14:36 • Permanent Link

UWM Holdings Corporation (NYSE: UWMC) has reported its fourth-quarter and full-year 2025 results, showcasing significant growth and strategic developments. The company's loan origination volume for the fourth quarter of 2025 reached $49.6 billion, marking the largest quarterly originations since 2021. This represents a notable increase from $41.7 billion in the third quarter of 2025 and $38.7 billion in the fourth quarter of 2024.

The total revenue for the fourth quarter of 2025 amounted to $945.2 million, up from $843.3 million in the third quarter of 2025 and $720.6 million in the fourth quarter of 2024. Net income for the fourth quarter of 2025 also saw a substantial surge, reaching $164.5 million, compared to $12.1 million in the third quarter of 2025 and $40.6 million in the fourth quarter of 2024.

Adjusted EBITDA for the fourth quarter of 2025 stood at $232.8 million, showcasing a significant increase from $211.1 million in the third quarter of 2025 and $118.2 million in the fourth quarter of 2024. The company also reported a total equity of $1.6 billion at the end of December 31, 2025.

For the full year 2025, UWM Holdings Corporation reported a loan origination volume of $163.4 billion, compared to $139.4 billion in 2024. The company's full-year total revenue amounted to $3.2 billion, with a net income of $244.0 million. This is in contrast to the net income of $329.4 million reported in 2024.

The press release also highlighted key operational metrics and non-GAAP financial measures, shedding light on the company's performance and financial health. UWM Holdings Corporation's strategic acquisitions, including the pending acquisition of Two Harbors Investment Corp., and partnerships such as the collaboration with Bilt, demonstrate the company’s focus on driving growth and expanding its market presence.

The company's outlook for the first quarter of 2026 anticipates total revenue to be between $650 million and $850 million. Additionally, the Board of Directors declared a cash dividend of $0.10 per share, marking the 21st consecutive quarter of dividends.

The earnings conference call for financial analysts and investors is scheduled for February 25, 2026, to further delve into the results and outlook. UWM Holdings Corporation's performance signals a strong momentum and strategic positioning as it looks ahead to the coming quarters. Today the company's shares have moved 5.17% to a price of $6.10. For more information, read the company's full 8-K submission here.

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