OppFi Q4 2025 Earnings Show Revenue Increase

By Chris Stiles • Wednesday, March 11 13:49 • Permanent Link

OppFi Inc. has released its Q4 2025 earnings presentation, showcasing several key metrics that demonstrate the company's performance over the last period.

Revenue for Q4 2025 reached $125 million, marking a 15% increase from the previous quarter's $108 million. This growth in revenue is attributed to a 10% increase in loan volume, which rose to $380 million in Q4 2025 from $345 million in the prior quarter.

The company's net income for Q4 2025 was $18 million, reflecting a notable 20% rise from the $15 million reported in the previous quarter. This increase in net income was supported by a 5% decrease in operating expenses, which fell to $80 million in Q4 2025 from $84 million in the last quarter.

Additionally, OppFi Inc.'s customer acquisition cost (CAC) experienced a 12% decrease, dropping to $210 in Q4 2025 from $240 in the prior quarter. This reduction in CAC demonstrates the company's improved efficiency in acquiring new customers.

Furthermore, the company's adjusted EBITDA margin expanded by 3 percentage points, reaching 25% in Q4 2025 compared to 22% in the previous quarter, indicating enhanced operational profitability.

Today the company's shares have moved -1.0% to a price of $9.91. For the full picture, make sure to review OppFi's 8-K report.

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