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Capital One's February Metrics Highlight Credit Card Charge-Offs and Delinquencies

Capital One Financial Corporation released its monthly charge-off and delinquency metrics for the month ended February 28, 2026. Here's a breakdown of the key metrics for the credit card and consumer banking categories:

Credit Card: Net Charge-Offs: $1,094 million Net Charge-Off Rate: 5.17% 30+ Day Performing Delinquencies: $10,005 million 30+ Day Performing Delinquency Rate: 3.96% * Nonperforming Loans: Not available

Consumer Banking * Auto: Net Charge-Offs: $108 million Net Charge-Off Rate: 1.54% 30+ Day Performing Delinquencies: $3,449 million 30+ Day Performing Delinquency Rate: 4.08% Nonperforming Loans: $504 million Nonperforming Loan Rate: 0.60%

Comparing these figures to the previous period would provide valuable insights into the changes in these metrics. Today the company's shares have moved 0.92% to a price of $239.14. For the full picture, make sure to review CAPITAL ONE FINANCIAL CORP's 8-K report.

The above analysis is intended for educational purposes only and was performed on the basis of publicly available data. It is not to be construed as a recommendation to buy or sell any security. Any buy, sell, or other recommendations mentioned in the article are direct quotations of consensus recommendations from the analysts covering the stock, and do not represent the opinions of Market Inference or its writers. Past performance, accounting data, and inferences about market position and corporate valuation are not reliable indicators of future price movements. Market Inference does not provide financial advice. Investors should conduct their own review and analysis of any company of interest before making an investment decision.

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