Truist Financial may be undervalued with mixed growth prospects, but the 22 analysts following the company give it an rating of hold. Their target prices range from $31.0 to $45.0 per share, for an average of $36.82. At today's price of $30.54, Truist Financial is trading -17.06% away from its average target price, suggesting there is an analyst consensus of some upside potential for the stock.
Truist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. Based in Charlotte, NC, the large-cap Finance company has 52,848 full time employees. Truist Financial has provided a 6.6% dividend yield over the last 12 months.
Truist Financial has a trailing twelve month P/E ratio of 7.1, compared to an average of 14.34 for the Finance sector. Considering its EPS guidance of $3.61, the company has a forward P/E ratio of 8.5.
The average compound growth rate of the company's historical and projected earnings per share is -0.5%. On this basis, the company's PEG ratio is -13.63, which indicates that its shares are overpriced.
On the other hand, the market is potentially undervaluing Truist Financial in terms of its book value because its P/B ratio is 0.72. In comparison, the sector average P/B ratio is 1.57. The company's shares are currently -50.1% below their Graham number, indicating that its shares have a margin of safety.
|Interest Income (MM)||$7,313||$13,826||$13,006||$14,316|
|Net Income (MM)||$3,224||$4,482||$6,440||$6,260|
|Depreciation & Amort. (MM)||-$630||-$1,608||-$1,384||-$1,366|
|Earnings Per Share||$3.71||$3.08||$4.47||$4.33|
|Diluted Shares (MM)||815||1,358||1,349||1,332|
|Free Cash Flow (MM)||$1,520||$6,622||$7,450||$10,517|
|Capital Expenditures (MM)||n/a||-$815||-$442||-$564|
|Long Term Debt (MM)||$41,339||$39,597||$35,913||$43,203|
|Net Debt / EBITDA||3.39||1.28||0.93||1.94|