Bank of Hawai‘i Corp Q4 2025 Earnings Spike

By Chris Stiles • Monday, January 26 16:26 • Permanent Link

Bank of Hawai‘i Corporation (NYSE: BOH) has reported its financial results for the fourth quarter and full year of 2025, highlighting strong performance and growth in key metrics.

For the fourth quarter of 2025, the company reported diluted earnings per common share of $1.39, an increase from $1.20 during the linked quarter and $0.85 during the same period last year. Net income for the fourth quarter of 2025 was $60.9 million, marking a 14.2% increase from the linked quarter and a significant 55.6% increase from the same period last year. The return on average common equity for the fourth quarter of 2025 was 15.03%, an improvement from 13.59% during the linked quarter and 10.30% during the same period last year.

Net interest income for the fourth quarter of 2025 was $145.4 million, reflecting a 6.4% increase from the linked quarter and a substantial 21.0% increase compared to the same period last year. The net interest margin also increased to 2.61%, marking a 15 basis point improvement from the linked quarter and a 42 basis point improvement from the same period last year.

Noninterest income was reported at $44.3 million in the fourth quarter of 2025, showing a 3.7% decrease from the linked quarter but a 2.8% increase from the same period last year when adjusted for specific items.

Total assets were $24.2 billion at the end of December 31, 2025, reflecting a 0.7% increase from September 30, 2025, and a 2.4% increase from December 31, 2024. Total deposits also increased to $21.2 billion at December 31, 2025, marking a 0.5% increase from the linked quarter and a 2.7% increase from December 31, 2024.

The company's capital levels remain strong, with a tier 1 capital ratio of 14.49% at December 31, 2025, compared with 14.34% at September 30, 2025, and 13.95% at December 31, 2024. The company repurchased 76.5 thousand shares of common stock at a total cost of $5.0 million under the share repurchase program in the fourth quarter of 2025, with a total remaining buyback authority under the program of $121.0 million at December 31, 2025.

The market has reacted to these announcements by moving the company's shares -0.85% to a price of $71.25. For the full picture, make sure to review BANK OF HAWAII CORP's 8-K report.

The above analysis is intended for educational purposes only and was performed on the basis of publicly available data. It is not to be construed as a recommendation to buy or sell any security. Any buy, sell, or other recommendations mentioned in the article are direct quotations of consensus recommendations from the analysts covering the stock, and do not represent the opinions of Market Inference or its writers. Past performance, accounting data, and inferences about market position and corporate valuation are not reliable indicators of future price movements. Market Inference does not provide financial advice. Investors should conduct their own review and analysis of any company of interest before making an investment decision.