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JPM

JPMorgan Chase Q1 2026 Net Income Rises to $16.5 Billion

JPMorgan Chase reported first-quarter 2026 net income of $16.5 billion, or $5.94 a share, up from the prior-year quarter as the bank posted $49.8 billion of reported revenue and $50.5 billion on a managed basis.

Revenue rose across all major businesses. Corporate and Investment Bank revenue increased 19%, with investment banking fees up 28% and markets revenue up 20%. Within markets, fixed income revenue climbed 21% and equities revenue rose 17%. The bank said markets revenue reached a record $11.6 billion.

Consumer and Community Banking revenue increased 7%. Average loans in that unit rose 1% from a year earlier and were flat from the prior quarter, while average deposits were up 2% both year over year and quarter over quarter. Debit and credit card sales volume rose 9%, and active mobile customers increased 7%.

Asset and Wealth Management revenue rose 11%, with assets under management reaching $4.8 trillion, up 16% from a year earlier. Average loans in the segment increased 15% year over year and 3% sequentially, while average deposits rose 4% from both the prior year and the prior quarter.

For the firm overall, average loans were $1.5 trillion, up 11% year over year and 2% from the fourth quarter, and average deposits were also $1.5 trillion, up 7% year over year and 1% sequentially. Expense came in at $26.9 billion, producing a reported overhead ratio of 54% and a managed overhead ratio of 53%.

Credit costs totaled $2.5 billion, including $2.3 billion of net charge-offs and a $191 million net reserve build.

Capital remained strong. JPMorgan ended the quarter with $291 billion of CET1 capital, a standardized CET1 ratio of 14.3% and an advanced ratio of 14.1%. Total loss-absorbing capacity was $572 billion, cash and marketable securities were $1.5 trillion, and the firm supplementary leverage ratio was 5.6%.

Book value per share reached $128.38, up 8% from a year earlier, and tangible book value per share was $108.87, also up 8%.

The company returned capital through $4.1 billion in common dividends and $8.1 billion of common stock net repurchases, for a net payout over the last 12 months of 82%. As a result of these announcements, the company's shares have moved -1.27% on the market, and are now trading at a price of $291.66. If you want to know more, read the company's complete 8-K report here.

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