Fifth Third Bancorp said full-year 2025 return on average assets reached 1.19%, return on average common equity was 12.6%, and its efficiency ratio was 56.9%. The company also reported a 72% loan-to-core deposit ratio and a CET1 ratio of 10.81%, up 16 basis points from 2024.
Net interest margin increased 24 basis points from the prior year to 4.4Q25 versus 4Q24, while middle-market new client acquisition rose 40% from 2024. In the Southeast, the bank added 50 new branches and grew households 7% versus 2024.
Shareholders received $1.54 per common share in dividends in 2025, up from $1.44 in 2024, a 7% increase. Over the past five years, dividends per share climbed from $1.08 in 2020 to $1.54 in 2025.
Fifth Third said it delivered more than $58 billion of its $100 billion sustainability and stewardship target, which it aims to reach by 2030. In 2025, it contributed more than $22 million in charitable donations, made over $1.4 billion in CRA-qualified community development loans and investments, and invested or lent $45 million to CDFIs and CDFI-sponsored programs.
The bank completed its neighborhoods program for nine neighborhoods, delivering $409 million in total lending and investments, and expanded the initiative to additional neighborhoods and a new small city/small town program.
On scale, Fifth Third said it had $294 billion in assets, $237 billion in deposits, and $173 billion in loans, with 1,482 branches. It said those figures ranked it ninth in U.S. assets, ninth in deposits, ninth in loans, and seventh in branches among U.S. commercial banks. As a result of these announcements, the company's shares have moved -0.87% on the market, and are now trading at a price of $45.41. If you want to know more, read the company's complete 8-K report here.
