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Northern Trust Corp Q1 Net Income Rises to $525.5M

Northern Trust reported first-quarter net income of $525.5 million, up from $466.0 million in the fourth quarter of 2025 and $392.0 million a year earlier.

Diluted earnings per share rose to $2.71 from $2.42 in the prior quarter and $1.90 in the first quarter of 2025.

Revenue reached $2.21 billion, compared with $2.14 billion in the fourth quarter and $1.95 billion in the prior-year quarter. Trust, investment and other servicing fees climbed to $1.34 billion from $1.31 billion in the previous quarter and $1.21 billion a year earlier. Other noninterest income increased to $210.2 million from $174.1 million and $158.1 million, while net interest income edged up to $661.6 million from $654.3 million and $573.7 million.

Pre-tax income rose to $708.2 million from $646.5 million in the prior quarter and $527.0 million a year ago. The pre-tax margin widened to 32.0% from 30.3% and 27.1%.

Return on average common equity improved to 17.4% from 15.4% in the fourth quarter and 13.0% in the first quarter of 2025.

Average assets increased to $165.3 billion from $154.9 billion in the prior quarter and $150.3 billion a year earlier. Average earning assets rose to $153.7 billion from $143.0 billion and $138.0 billion.

Client assets also grew year over year. Assets under custody/administration totaled $18.55 trillion, up from $18.72 trillion in the fourth quarter and $16.92 trillion a year earlier. Assets under custody were $14.78 trillion, versus $14.89 trillion and $13.27 trillion. Assets under management reached $1.78 trillion, compared with $1.80 trillion and $1.61 trillion.

Within servicing fees, asset servicing generated $740.5 million, up from $729.6 million in the prior quarter and $671.9 million a year earlier. Wealth management servicing fees were $600.9 million, compared with $577.8 million and $541.9 million.

Foreign exchange trading income increased to $87.7 million from $74.3 million in the fourth quarter and $58.7 million a year earlier. Security commissions and trading income rose to $52.1 million from $49.9 million and $39.1 million. Other operating income jumped to $70.4 million from $49.9 million and $60.3 million.

Noninterest expense was $1.51 billion, up from $1.50 billion in the prior quarter and $1.42 billion a year earlier. Compensation and benefits rose to $822.2 million from $806.3 million and $754.1 million. Equipment and software expense increased to $308.1 million from $301.1 million and $280.9 million, while outside services fell to $236.7 million from $248.1 million.

The company returned $509.7 million to common shareholders during the quarter, including $150.8 million in dividends and $358.9 million in share repurchases. It repurchased 2,488,148 shares at an average price of $144.25.

Average deposits climbed to $129.0 billion from $119.8 billion in the fourth quarter and $115.9 billion a year earlier. Asset servicing deposits rose to $102.4 billion from $92.6 billion and $89.3 billion. Wealth management deposits were $26.5 billion, little changed from the prior quarter and up from $25.3 billion a year earlier.

The allowance for credit losses ended the quarter at $195.2 million, down from $198.3 million at year-end and $207.3 million a year earlier. As a result of these announcements, the company's shares have moved -1.25% on the market, and are now trading at a price of $137.98. For more information, read the company's full 8-K submission here.

The above analysis is intended for educational purposes only and was performed on the basis of publicly available data. It is not to be construed as a recommendation to buy or sell any security. Any buy, sell, or other recommendations mentioned in the article are direct quotations of consensus recommendations from the analysts covering the stock, and do not represent the opinions of Market Inference or its writers. Past performance, accounting data, and inferences about market position and corporate valuation are not reliable indicators of future price movements. Market Inference does not provide financial advice. Investors should conduct their own review and analysis of any company of interest before making an investment decision.

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