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AON

Don't Take a Position in Aon Without Knowing Its Fundamentals!

Now trading at a price of $320.94, Aon has moved 1.8% so far today.

Aon returned losses of -12.9% last year, with its stock price reaching a high of $381.0 and a low of $304.59. Over the same period, the stock underperformed the S&P 500 index by -38.7%. AThe company's 50-day average price was $322.16. Aon plc operates as a professional services firm in the United States, rest of the Americas, the United Kingdom, Ireland, rest of Europe, the Middle East, Africa, and the Asia Pacific. Based in Dublin, Ireland, the Large-Cap Finance company has 60,000 full time employees. Aon has offered a 0.9% dividend yield over the last 12 months.

Growing Revenues but Significant Leverage Levels:

2020 2021 2022 2023 2024 2025
Revenue (M) $11,066 $12,193 $12,479 $13,376 $15,698 $17,181
Interest Income (M) $334 $322 $406 $484 $658 $796
Operating Margins 25% 17% 28% 28% 24% 25%
Net Margins 18% 10% 21% 19% 17% 22%
Net Income (M) $1,969 $1,255 $2,589 $2,564 $2,654 $3,695
Depreciation & Amort. (M) $167 $179 $151 $167 $183 $188
Diluted Shares (M) 233 226 213 205 212 217
Earnings Per Share $8.45 $5.55 $12.14 $12.51 $12.49 $17.02
EPS Growth n/a -34.32% 118.74% 3.05% -0.16% 36.27%
Avg. Price $194.13 $255.07 $286.02 $291.02 $358.0 $312.07
P/E Ratio 22.87 45.63 23.39 23.1 28.53 18.24
Free Cash Flow (M) $2,642 $2,045 $3,023 $3,183 $2,817 $3,218
CAPEX (M) $141 $137 $196 $252 $218 $263
EV / EBITDA 17.72 29.82 18.91 18.05 21.82 18.1
Total Debt (M) $8,177 $10,556 $11,715 $12,403 $17,767 $15,838
Net Debt / EBITDA 2.47 4.41 2.89 2.94 4.15 3.23
Current Ratio 1.07 1.0 1.02 1.0 1.02 1.11

Aon has growing revenues and increasing reinvestment in the business and strong operating margins with a stable trend. Additionally, the company's financial statements display generally positive cash flows and a strong EPS growth trend. Furthermore, Aon has just enough current assets to cover current liabilities, as shown by its current ratio of 1.11 and significant leverage levels.

Aon's Valuation Is in Line With Its Sector Averages:

Aon has a trailing twelve month P/E ratio of 17.7, compared to an average of 15.92 for the Finance sector. Based on its EPS guidance of $21.41, the company has a forward P/E ratio of 15.0. According to the 14.2% compound average growth rate of Aon's historical and projected earnings per share, the company's PEG ratio is 1.24. Taking the weighted average of the company's EPS CAGR and the broader market's 5-year projected EPS growth rate, we obtain a normalized growth rate of 11.3%. On this basis, the company's PEG ratio is 1.56. This suggests that these shares are overvalued. Furthermore, Aon is likely overvalued compared to the book value of its equity, since its P/B ratio of 6.97 is higher than the sector average of 1.78. The company's shares are currently trading 149.9% below their Graham number. Ultimately, Aon's strong cash flows, decent earnings multiple, and healthy debt levels factor towards it being fairly valued, its elevated P/B ratio notwithstanding.

Aon Has an Analyst Consensus of Some Upside Potential:

The 19 analysts following Aon have set target prices ranging from $298.0 to $436.0 per share, for an average of $387.32 with a buy rating.

Aon has a very low short interest because 1.1% of the company's shares are sold short. Institutions own 91.6% of the company's shares, and the insider ownership rate stands at 2.85%, suggesting a large amount of insider shareholders. The largest shareholder is Blackrock Inc., whose 8% stake in the company is worth $5,182,701,876.

The above analysis is intended for educational purposes only and was performed on the basis of publicly available data. It is not to be construed as a recommendation to buy or sell any security. Any buy, sell, or other recommendations mentioned in the article are direct quotations of consensus recommendations from the analysts covering the stock, and do not represent the opinions of Market Inference or its writers. Past performance, accounting data, and inferences about market position and corporate valuation are not reliable indicators of future price movements. Market Inference does not provide financial advice. Investors should conduct their own review and analysis of any company of interest before making an investment decision.

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