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PROSPECT CAPITAL CORP (PSEC) Q4 NET INCOME SLIPS

Prospect Capital reported fiscal fourth-quarter net investment income of $77.7 million, down from $78.5 million in the prior quarter and $79.0 million a year earlier. Net investment income per common share slipped to $0.15 from $0.16 in March and $0.17 in the June 2025 quarter.

Net income turned to a loss of $38.1 million, compared with a $26.4 million profit in the March quarter and a $226.4 million loss a year earlier. On a per-share basis, that was a loss of $0.08 versus earnings of $0.05 in the prior quarter and a loss of $0.50 a year ago.

Distributions to common shareholders totaled $58.0 million, down from $65.4 million in the March quarter and $61.2 million in the year-ago period. The quarterly dividend was cut to $0.115 per share from $0.135 in both comparable periods. Prospect said it declared two monthly payments of $0.035 per share for September and October 2026.

Net asset value per common share fell to $5.71 at June 30 from $6.05 at March 31 and $6.56 a year earlier. Common shareholders’ NAV declined to $2.93 billion from $2.95 billion in March and $2.99 billion a year ago.

Total assets rose to $6.45 billion from $6.38 billion in the prior quarter but were below $6.80 billion a year earlier. Total liabilities increased to $1.95 billion from $1.82 billion in March, while perpetual preferred stock dropped to $1.57 billion from $1.61 billion.

Balance sheet cash plus undrawn revolving credit capacity fell to $1.60 billion from $1.75 billion in March, but was up from $1.32 billion a year ago. Net-of-cash debt to total assets improved to 28.6% from 30.4% a year earlier, though it worsened from 27.0% in March. The net-of-cash debt-to-equity ratio rose to 40.7% from 37.6% in March, while the net-of-cash asset coverage ratio eased to 345% from 366%.

The portfolio’s first-lien mix increased to 72.5% at cost from 72.0% in March and 70.5% a year ago. Second-lien exposure fell to 11.9% from 12.4% in March and 14.4% a year earlier. Subordinated structured notes were eliminated from the portfolio, down from 0.1% in March and 0.6% a year earlier.

At fair value, equity investments were 23.2% of the portfolio, up from 23.5% in March but above 21.0% a year earlier. Non-accrual loans were 0.7% of total assets, unchanged from March and up from 0.3% a year earlier.

Total investments at cost were $6.32 billion, up from $6.19 billion in March but down from $6.69 billion a year earlier. On a fair value basis, total investments were $6.34 billion, little changed from $6.30 billion in March and below $6.67 billion a year earlier.

Prospect’s portfolio companies numbered 91 at June 30, down from 92 in March and 97 a year earlier. The company was invested across 31 industries, unchanged from March and down from 33 a year earlier.

Originations in the June quarter totaled $166.3 million, up from $115.3 million in the March quarter. Repayments and sales fell to $45.8 million from $222.2 million, leaving net originations of $120.5 million versus net repayments and sales of $107.0 million in the prior quarter.

Middle-market investments accounted for 90.5% of originations in the June quarter, down from 94.2% in March. Real estate represented 9.5% of originations, up from 5.4%.

Prospect said its middle-market lending strategy represented 85% of investments at cost at quarter-end. The company’s first-lien mix within that strategy rose to 72.5% from 70.5% a year earlier, while second-lien exposure fell to 11.9% from 14.4%.

The company also said it completed the sale of Valley Electric on July 1 for total consideration of about $328 million. Prospect said June 30 revolver borrowings of $562.3 million would have been $322.7 million on a pro forma basis if the sale proceeds had been received earlier and used to repay debt. As a result of these announcements, the company's shares have moved -0.83% on the market, and are now trading at a price of $2.261. If you want to know more, read the company's complete 8-K report here.

The above analysis is intended for educational purposes only and was performed on the basis of publicly available data. It is not to be construed as a recommendation to buy or sell any security. Any buy, sell, or other recommendations mentioned in the article are direct quotations of consensus recommendations from the analysts covering the stock, and do not represent the opinions of Market Inference or its writers. Past performance, accounting data, and inferences about market position and corporate valuation are not reliable indicators of future price movements. Market Inference does not provide financial advice. Investors should conduct their own review and analysis of any company of interest before making an investment decision.

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