Now trading at a price of $42.28, Old Republic International has moved 1.7% so far today.
Old Republic International returned gains of 5.1% last year, with its stock price reaching a high of $46.76 and a low of $36.65. Over the same period, the stock underperformed the S&P 500 index by -14.1%. The company's 50-day average price was $41.61. Old Republic International Corporation, through its subsidiaries, provides insurance underwriting and related services in the United States and Canada. Based in Chicago, IL, the Large-Cap Finance company has 9,500 full time employees. Old Republic International has offered a 2.9% dividend yield over the last 12 months.
Low Leverage Levels but Positive Cash Flows:
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|
| Revenue (M) | $7,166 | $9,342 | $8,084 | $7,258 | $8,232 | $9,136 |
| Interest Income (M) | $42 | $56 | $67 | $67 | $80 | $70 |
| Operating Margins | 10% | 21% | 11% | 10% | 13% | 13% |
| Net Margins | 8% | 16% | 8% | 8% | 10% | 10% |
| Net Income (M) | $559 | $1,534 | $686 | $599 | $853 | $935 |
| Depreciation & Amort. (M) | $27 | $27 | $28 | $33 | $39 | $35 |
| Diluted Shares (M) | 298 | 304 | 296 | 277 | 253 | 251 |
| Earnings Per Share | $1.87 | $5.05 | $2.26 | $2.1 | $3.24 | $3.72 |
| EPS Growth | n/a | 170.05% | -55.25% | -7.08% | 54.29% | 14.81% |
| Avg. Price | $13.18 | $20.16 | $22.2 | $29.4 | $36.08 | $41.43 |
| P/E Ratio | 7.05 | 3.97 | 9.74 | 13.87 | 10.93 | 10.85 |
| Free Cash Flow (M) | $1,185 | $1,312 | $1,171 | $880 | $1,233 | $1,164 |
| EV / EBITDA | 6.78 | 3.88 | 9.42 | 12.97 | 10.3 | 9.52 |
| Total Debt (M) | $966 | $1,588 | $1,597 | $1,591 | $1,589 | $1,590 |
| Net Debt / EBITDA | 1.19 | 0.73 | 1.71 | 1.78 | 1.25 | 1.09 |
Old Republic International's Valuation Is in Line With Its Sector Averages:
Old Republic International has a trailing twelve month P/E ratio of 9.1, compared to an average of 15.92 for the Finance sector. Based on its EPS guidance of $3.3, the company has a forward P/E ratio of 12.6. The 8.5% compound average growth rate of Old Republic International's historical and projected earnings per share yields a PEG ratio of 1.08. This implies that the shares are fairly valued. Additionally, the market is possibly undervaluing Old Republic International in terms of its equity because its P/B ratio is 1.67 whereas the sector average is 1.78. The company's shares are currently trading -4.8% above their Graham number.
Old Republic International Has a Large Amount of Insider Shareholders:
Old Republic International has an average amount of shares sold short because 5.2% of the company's shares are sold short. Institutions own 79.2% of the company's shares, and the insider ownership rate stands at 7.73%, suggesting a large amount of insider shareholders. The largest shareholder is Blackrock Inc., whose 11% stake in the company is worth $1,112,292,060.
