Bread Financial Reports 4.9% Increase in Average Loans

By Greg Peters • Monday, August 17 11:39 • Permanent Link

Bread Financial reported that its average credit card and other loans rose to $18.449 billion in July 2026 from $17.585 billion a year earlier, an increase of 4.9%.

End-of-period credit card and other loans increased to $18.543 billion from $17.594 billion.

Net principal losses fell to $106 million from $114 million, while the net principal loss rate improved to 6.80% from 7.63%.

Delinquencies also declined. Principal balances 30 days or more past due fell to $876 million from $931 million, even as principal credit card and other loans increased to $16.378 billion from $15.983 billion. That pushed the delinquency rate down to 5.35% from 5.82%. Today the company's shares have moved -1.56% to a price of $111.635. Check out the company's full 8-K submission here.

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