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Financial Institutions, Inc. Increases Quarterly Dividend by 3.2%

Financial Institutions, Inc. (NASDAQ: FISI) has announced an increase in its quarterly common stock dividend by 3.2% to $0.32 per outstanding common share. This represents a 3.7% yield based on the closing share price of $34.43 on February 11, 2026. The payout ratio for this dividend stands at 35% of the 2025 net income available to common stockholders per diluted share.

The company's Series A 3% preferred stock will see dividends of $0.75 per share, while the Series B-1 8.48% preferred stock will receive $2.12 per share. All dividends are scheduled to be payable on April 2, 2026, to shareholders of record on March 13, 2026.

Financial Institutions, Inc. reported approximately $6.3 billion in assets as of December 31, 2025. Its Five Star Bank subsidiary extends consumer and commercial banking and lending services across Western and Central New York, as well as a commercial loan production office serving the Mid-Atlantic region. Additionally, Courier Capital, LLC offers customized investment management, financial planning, and consulting services.

President and Chief Executive Officer Martin K. Birmingham attributes the dividend increase to the company's strong profitability in 2025, the current strength of its balance sheet, and the board's confidence in its ability to sustainably grow earnings over the long term. This move also reflects the company's commitment to returning capital to shareholders while continuing to invest in its franchise and support its communities. Today the company's shares have moved -0.09% to a price of $32.19. For more information, read the company's full 8-K submission here.

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