Huntington Bancshares Incorporated presented its financial performance at the 2025 Morgan Stanley US Financials Conference. The company emphasized its key guiding attributes of being people-first and customer-centered, and delivered on organic growth strategies with sustained momentum.
In terms of financial metrics, the company highlighted robust 2025 net interest income, which reflects disciplined risk management and driving high-quality earnings growth. The cumulative growth rate of average deposits and loans also demonstrated positive trends.
The company reported total adjusted noninterest income by category, showcasing diversified fee revenues and powerful trends in strategic fee categories.
Huntington Bancshares Incorporated also emphasized its top-tier asset quality and reserve profile, with consumer and commercial loans making up 43% and 57% of total loans, respectively. The company highlighted disciplined client selection and underwriting, leading to consistent top-tier credit performance.
In terms of growth objectives, the company aims to drive core and expansion initiatives, focusing on share gains and executional outperformance in various regions.
Earnings growth supports the company's capital priorities, with a focus on capital growth outlook and tangible book value (TBV) per share, which increased by 13% year over year.
The company's management focus for 2025 includes driving value through accelerated TBV accretion and expanding long-term returns.
The press release also included a non-GAAP reconciliation, showing adjusted noninterest income and adjusted common equity tier 1 (CET1) over various fiscal years and quarters.
These figures and metrics indicate the company's continued focus on driving growth, maintaining strong asset quality, and delivering value to its stakeholders. The market has reacted to these announcements by moving the company's shares 0.49% to a price of $16.31. If you want to know more, read the company's complete 8-K report here.
