Analyzing Lloyds Banking – A Fundamental Overview

By Blake Campbell • Saturday, October 26 10:11 • Permanent Link

Lloyds Banking sank -8.7% today, compared to the S&P 500's day change of -0.0%. Today's losers may turn out to be tomorrow's winners, so be sure to check the stock's fundamentals before making an investment decision:

Lloyds Banking has moved 52.1% over the last year, and the S&P 500 logged a change of 39.4%
LYG has an average analyst rating of hold and is 3.87% away from its mean target price of $2.84 per share
Its trailing earnings per share (EPS) is $0.36
Lloyds Banking has a trailing 12 month Price to Earnings (P/E) ratio of 8.2 while the S&P 500 average is 29.3
Its forward earnings per share (EPS) is $0.36 and its forward P/E ratio is 8.2
The company has a Price to Book (P/B) ratio of 4.5 in contrast to the S&P 500's average ratio of 4.74
Lloyds Banking is part of the Finance sector, which has an average P/E ratio of 20.04 and an average P/B of 1.86
LYG has reported YOY quarterly earnings growth of -4.9% and gross profit margins of 0.0%
Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial services in the United Kingdom and internationally. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, motor finance, unsecured loans, leasing solutions, and credit cards to personal customers. The Commercial Banking segment provides lending, transactional banking, working capital management, risk management, and debt financing services to small and medium-sized entities, corporates, and institutions. The Insurance, Pensions, and Investments segment offers insurance, investment, and pension management products and services. It also provides digital banking services. The company offers its products and services under the Lloyds Bank, Halifax, Bank of Scotland, Scottish Widows, MBNA, Schroders Personal Wealth, Black Horse, Lex Autolease, Birmingham Midshires, LDC, AMC, Embark Group, Citra, IWeb, Cavendish Online, and Tusker brand names. Lloyds Banking Group plc was founded in 1695 and is headquartered in London, the United Kingdom.

The above analysis is intended for educational purposes only and was performed on the basis of publicly available data. It is not to be construed as a recommendation to buy or sell any security. Any buy, sell, or other recommendations mentioned in the article are direct quotations of consensus recommendations from the analysts covering the stock, and do not represent the opinions of Market Inference or its writers. Past performance, accounting data, and inferences about market position and corporate valuation are not reliable indicators of future price movements. Market Inference does not provide financial advice. Investors should conduct their own review and analysis of any company of interest before making an investment decision.